The Charlotte Rhodes is caught in a storm, and Baines recommends they jettison cargo to enable them to outrun the tempest, but James refuses to lose profit, and they have to run against the storm. Back in Liverpool, Baines visits her sister, who was driven out of her home during the Yellow Jack fever. She is now living with her family in much reduced circumstances, and Baines promises to get her out of there. He requests a loan from James, but is turned down, and for once Baines begins to see that all the ill fortune that has befallen him is down to James Onedin and his eternal greed. Another rift is developing in the network that holds James Onedin's world together, and he is coming close to losing one of the only friends he has in the world, and a man upon whom he depends more than he would ever say. Elizabeth goes to visit Carrie, the dancehall singer, but does not tell her that she is Albert's wife. She pretends that she too has been seeing Fraser, but has only just found out tha (thetvdb.com)